Growth potential, ISA benefits and inheritance tax exemption in one investment
Some people are not aware that ISAs are subject to inheritance tax like most other investments. The Octopus AIM Inheritance Tax ISA was one of the first ISAs to offer inheritance tax exemption as well as ISA tax benefits.
With the Octopus AIM Inheritance Tax ISA, we invest your clients’ money in a portfolio of carefully chosen companies listed on the Alternative Investment Market (AIM). We choose established companies that are typically profitable and pay regular dividends. Your client retains access to their investment, which continues to enjoy all the benefits of the ISA wrapper. However, the most important factor is that we invest in the shares of companies that are expected to qualify for Business Property Relief. This means that as long as shares have been held for at least two years and are still held when the investor dies, they can be left to their beneficiaries free from inheritance tax.
You should keep in mind that tax rules may change in the future, and the value of tax reliefs depends on individual circumstances. You should also know that tax reliefs depend on portfolio companies maintaining their qualifying status.
Please remember, we cannot offer any guarantees about the growth your clients will achieve, and they may not get back the full amount they invest.
Make sure you look at the ‘What are the risks?’ section below and please read the product brochure for full details of fees, charges and risks.